How Much Can You Expect to Withdraw From Your Investments?

Income in the future will be challenging to the individual investor. With the changes happening with the investor base, I am referring to the baby boomers and the fact they are retiring soon, we have to readjust out thoughts on how much is too much from our portfolio.

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Should I Finance a Second Home for Investment Purposes with a Fixed or Adjustable Rate Mortgage?

A recent survey done by the National Association of Realtors (NAR) demonstrated that the second home market is much larger than anyone suspected. In fact 36 percent of all homes purchased last year were second homes. Even more surprising 23 percent of those were investment homes, while only 13 percent were vacation homes. However, many of those that own vacation homes also have investment property and “second homes” are quite frequently third, fourth or even fourteenth homes for serious investors. NAR President Thomas M. Stevens states “We’ve always known that a certain segment has invested heavily in the rental market, and some people earn their living simply by holding and managing investment property. What we see now is a crossover between largely vacation- and investment-home owners, with people recognizing the value of those investments and pouring more assets into real estate.” So if you’re looking at buying a second home for the purposes of investing, you are in good company.

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Money Management Through Real Estate Investing

Money Management is a primary concern for most people as they begin to think about the future. The thought wasn’t always there in the past regarding your retirement or even your next paycheck. With major corporations disappearing not only with your job but also with your pension, more people are concerned and should be.

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